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Be Prepared With Our Lender
Requirement Checklist

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Loan Requirements

  1. Address to your place of residence (past two years)
  2. Social Security numbers
  3. Names and location of your employers (past two years)
  4. Gross monthly salary at your current job(s)
  5. Pertinent information for all checking and savings accounts
  6. Pertinent information for all open loans
  7. Complete information for other real estate you own
  8. Approximate value of all personal property
  9. Certificate of Eligibility and DD-214 (for veterans only)
  10. Current check stubs and your W-2 forms (past two years)
  11. Personal tax returns (past two years), current income statement and business balance sheet for self-employed individuals
  12. Checklist courtesy of FHA

Closing Requirements

  1. Identification All parties at the closing should have valid ID
  2. Policy of title insurance You must pay for title insurance that guarantees the property is free of previous claims or liens.
  3. Insurance Before you can close on the property, you need to secure homeowner's insurance, which insures the property in the case of damage.
  4. Closing Funds You must bring all funds agreed upon, in the form of a cashier's check or via electronic wire.
  5. Checklist courtesy of FHA

417 E. Broadway Street, Mount Pleasant, MI 48858

[email protected]


989.953.4663




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